Corporate MasterCard: Features

BMO^® Financial Group Corporate MasterCard offers a host of standard
features and options you can select to meet the needs of your organization.

Corporate MasterCard Features
Corporate MasterCard Options

Single card platform for all travel and entertainment (T&E), purchasing and fleet expenses

Easy card program management with BMO details Online^®

Available Central⁴ or Non-Central billing options

Unsurpassed worldwide acceptance

Extended Warranty Benefits^†1
Doubles the original manufacturer’s warranty period to a maximum of one additional year on most items purchased with your Corporate MasterCard

Purchase Assurance Insurance^†1
Guarantees most purchases you make with your Corporate MasterCard against theft or damage for a full 90 days from the date of purchase

BMO MasterCard Liability Waiver Program
Protects your organization against employee card abuse to a maximum benefit of $50,000 per card account – minimum 2 cards required, not available on cardless accounts

Grace Days³
Corporate MasterCard offers 3 Grace Day options to choose from to suit your organizational need.

Grace Day Plan	Annual Fee
21 Grace Days	$30 per card
14 Grace Days	$25 per card
7 Grace Days	$20 per card

Program Currency / Interest Rate³ Establish a card program in the currency that best suits your payment need.

Currency	Annual Interest Rate
Canadian Dollar Cards	18.4% per annum
U.S. Dollar Cards	17.5% per annum (all card fees will be charged in USD)

AIR MILES Reward Program
BMO Business Travel Protection
Cardless Account
Authorization Controls
Card Program Hierarchy

AIR MILES^®† Reward Program²
~ $20 Annual Fee Per Card ~

Turn purchases into great rewards such as flights, leisure rewards, vacation packages, merchandise and more with the 1/$40 AIR MILES Reward Option⁵. Choose the collection type that works best for your organization: Company Collect or Cardholder Collect. See Rewards for more information.

BMO Business Travel Protection¹
~ $19 Annual Fee Per Card ~

For employees who travel for the business, consider optional BMO Business Travel Protection. A comprehensive package of travel insurance and assistance benefits is well worth the $19 additional card fee when you consider that with one day ad hoc car rental the Collision Damage Waiver alone can cost up to $15 per day. Benefits include:

Car Rental Protection

	Primary Collision Damage Waiver on most rental cars^†
	Up to $300,000 Car Rental Accidental Death and Dismemberment Benefits^†
	Up to $2,000 Car Rental Personal Effects Insurance Benefits^†

Trip Protection

	Up to $500,000 Common Carrier Accidental Death and Dismemberment Benefits^†*
	Up to $1,000 Lost Luggage Benefits^†**
	Up to $1,000 Baggage Delay Benefits^†**
	Up to $1,000 Hotel/Motel Burglary Benefits^†**
	Up to $2,000 Unexpected Return Home Benefits^†

Assistance Benefits

	Valuable assistance before and during travel such as Lost Luggage Assistance^†,
	Emergency Cash Transfer Assistance^†, Lost Document and Ticket Replacement Assistance^†, Pre-Trip information about passport, visas and vaccination requirements
	Legal assistance including referral to a legal advisor^† and up to $5,000 Payment
	Arrangement Assistance^† for posting of bail or paying legal fees

Cardless Account
Available cardless option issued with only account number in a department or cost centre name designed for virtual use for internet, phone ordering or pre-established accounts with large volume preferred suppliers.

For Larger Programs

Authorization Controls
Pre-established up-front spend controls for more advanced card program users. Available controls include merchant category blocking, daily transaction limits and country blocking.

Card Program Hierarchy
Available for customers with large programs of at least 50 cards, card program hierarchy mirrors the organization structure to fine tune authority levels and BMO details Online reporting.